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Insurance / Liability Cover

Guidance for Insurance and Liability Cover


Adequate liability cover is strongly advised as an outdoor professional, either held directly or through your employer or the organisation you are working with.


  • Public Liability cover protects you in the event that you are legally liable for loss, death or injury to a third party or damage to a third party’s property.
  • Professional Indemnity cover protects you if you are legally liable for damages and claimant’s costs and expenses for claims arising out of the conduct of your business.
  • Employers’ Liability provides cover in the event of death or injury to an employee for which you are legally liable.



Exclusive offer for members of IOL - Public Liability cover from just £250* with AIM.

The minimum a non-member of IOL would pay is £650.00. Typical activities covered are: team building acts, low level walking/ hill climbing, archery, low level water based activities.

*Use your (valid) membership number when contacting AIM to find out more about what is included and benefit from this offer.

  Access the Offer Here



Warwick Mill Business Centre, Warwick Bridge, Carlisle, Cumbria, CA4 8RR

+44 (0)1228 564580



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